HEALTH COVER

Can be used in top international hospitals

HEALTH CARE INSURANCE

We have hand picked the best all round policies, with many different prices structured to suit all budgets. All policies pay direct to the hospitals and medical clinics, so there is no need to worry about finding payment on the spot. You will receive a medical card (credit card size), this can be presented at any clinics including the top international hospitals.

SIMPLIFIED PROCESS WITH SUPPORT

We allocate after purchase an English/Thai speaking representative to each of our customers. You will be given a direct email and personal telephone number to contact them in office hours and a 24-hour ‘Hotline’ with the insurance company.

NO MONEY UP-FRONT

With a few simple steps you can be fully covered in one to two weeks. The application is done online and again directly from this page. There is no money to be paid at this stage and we will only ask for payment after approval of acceptance. Click on the QUOTE or BUY button and fill in your details and submit.

You will be contacted by a member of our admin team via email to start with, we will discuss what policy is best for your requirements and your budget and then your application will be processed.

AS SIMPLE AS THAT!
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HEALTH & LIFE COVER

One2go Health Insurance is essential to a calm worry-free daily life

You may be asked to take a medical if you are over 65 years of age or you have a pre-existing medical condition. This is fairly straight forward and we can help and advise. We can book the hospital/clinic appointment.

• Fill in the on-line application form and submit.
• A member of our team will then check everything is correct.
• We will process your application and be in contact at every stage (1-2 weeks process).
• On approval we will send you the application acceptance form to be signed.
• Payment is then required (by bank transfer).
• Policy, T & C and a Medical Card will be emailed to you + contact details of your personal representative.

HEALTH INSURANCE

IPD / In-patient Cover; If you are required to stay overnight or more due to doctor’s recommendation. This will cover an emergency and accidents, as well as rooms, nursing, surgery, tests, drugs and doctors ongoing observations.

OPD / Out-patient Cover; This is the coverage to see a doctor or specialist and smaller medical procedures that do not require an overnight stay, usually done the same day. Also covered under OPD will be examinations, laboratory test and medication.
Starts from
฿8600Yearly

CLICK HERE TO FILL IN YOUR DETAILS AND GET STARTED

It only takes a few minutes to get a quote or purchase directly.
QUOTE or Buy

HOW DOES HEALTH INSURANCE WORK

On arrival at a hospital or medical clinic you will be required to register with the hospital administration department. You will be asked for your ID and your Medical Card. The admin department will make all the necessary calls to your insurer and then arrange all payments. You will then be able to see a medical professional, doctor or specialist. We recommend you choose the top international hospitals.

WHAT IS REQUIRED AND WHAT TO EXPECT

• You are required to be in the Kingdom of Thailand to start any policy, however, you can start the application before you arrive, please discuss this with your representative.
• You will need to be on a long-term visa such as an elite, marriage, education, business or retirement.
• All medicals are at the discretion of the insurer; the expense will need to be covered by you (the customer) and premiums may change subject to the result.
• Applications should be true and please disclose any pre-existing conditions.
• There is no money to pay until the application has been approved.
• Application time is usually 1-2 weeks (from application to cover).

TERMINOLOGIES EXPLAINED

IPD / IN-PATIENT COVER
In Patient Department. If you are required to stay overnight or more due to doctor’s recommendation. This will cover an emergency and accidents, as well as rooms, nursing, surgery, tests, drugs and doctors ongoing observations.

OPD / OUT-PATIENT COVER
Out Patient Department. This is to see a doctor or specialist and smaller medical procedure that do not require an overnight stay, usually done the same day. Also covered under OPD will be examinations, laboratory test and medication.

VISION COVER
All though your eyes will be covered under IPD and OPD accidents or medical problems. This will also cover you for vision related concerns includes prescribed eyeglasses or contacts and any examinations or checkup related to your vision. This will not cover you for vision correction or laser treatment. This is also subject to your plan and choice of premiums paid.

DENTAL COVER
This will cover dental related concerns and also emergency problems and accidents. The coverage includes normal procedures, cleaning and fillings etc. This however does not cover anything related to cosmetic procedures. This is also subject to your plan and choice of premiums paid.

DEDUCTIBLE / EXCESS
Deductible can also be referred to as an excess. For a discount on the premium price the specified amount of money must be deducted first from any claim. The policy holder (customer) will be asked to pay this sum up front when in a medical facility or hospital.

MATERNITY COVER
This is to cover maternity costs, there is usually a 10 Month waiting period and terms and conditions should be read caefully. This is subject to your plan and premiums paid and is at the descretion of the insurer.

NO CLAIM BONUS
If you do not claim for a set period, usually 12 months - there is a discount offered on the premium for the following year, this is known as ‘no claim bonus’. This is subject to your plan and terms and conditions will apply.

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